Care

Care

Credits

Credits

01

Overview

Next-generation payments infrastructure for home care. Instant settlement, verifiable credentials for care workers, and a full regulatory audit trail — cryptographically anchored and built on post-quantum foundations. Live today in government pilots, validated by the EU Blockchain Sandbox, and powered by KXCO.

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Instant Finality

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Instant Finality

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~2s

Instant Finality

(01)

ML-DSA-65

Every Block Attested From Genesis

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ML-DSA-65

Every Block Attested From Genesis

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ML-DSA-65

Every Block Attested From Genesis

(02)

FIPS 203/204/205

Post-Quantum Compliant In Production

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FIPS 203/204/205

Post-Quantum Compliant In Production

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FIPS 203/204/205

Post-Quantum Compliant In Production

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EU Sandbox

Regulator-Validated (Care Credits)

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EU Sandbox

Regulator-Validated (Care Credits)

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EU Sandbox

Regulator-Validated (Care Credits)

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02

The Stakes

Three Forces Converging. No Institution Can Opt Out.

Post-quantum migration, tokenised assets and autonomous AI are arriving at once — each forced by a deadline or a live threat.

The deeper risk is common to all three: adopting them the default way means surrendering control of your data, identities and decisions. Post-quantum cryptography is now a defined compliance obligation, with NIST FIPS 203/204/205 published and federal deadlines set between now and 2035.

Roughly $317B in stablecoins is in circulation and climbing, with sovereign and institutional tokenisation scaling behind it — and the settlement rails underneath must be programmable, instant and quantum-secure.

Autonomous AI systems need durable, quantum-secure identity and cryptographic attribution that classical infrastructure simply does not provide. KXCO lets institutions adopt all three, while keeping ownership of what is theirs.

Post-Quantum Cryptography

NIST FIPS 203/204/205 published; federal migration is a defined compliance obligation through 2035.

(01)

AI Agents

Autonomous systems need durable, quantum-secure identity and cryptographic attribution.

(03)

Digital Assets

~$317B in stablecoins circulating, with sovereign and institutional tokenisation scaling behind it.

(02)

Keep Ownership

Adopt all three while your data, identities and decisions stay yours.

(04)

Post-Quantum Cryptography

NIST FIPS 203/204/205 published; federal migration is a defined compliance obligation through 2035.

(01)

Digital Assets

~$317B in stablecoins circulating, with sovereign and institutional tokenisation scaling behind it.

(02)

AI Agents

Autonomous systems need durable, quantum-secure identity and cryptographic attribution.

(03)

Keep Ownership

Adopt all three while your data, identities and decisions stay yours.

(04)

Post-Quantum Cryptography

NIST FIPS 203/204/205 published; federal migration is a defined compliance obligation through 2035.

(01)

Digital Assets

~$317B in stablecoins circulating, with sovereign and institutional tokenisation scaling behind it.

(02)

AI Agents

Autonomous systems need durable, quantum-secure identity and cryptographic attribution.

(03)

Keep Ownership

Adopt all three while your data, identities and decisions stay yours.

(04)

02

The Macro Shift

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03

Deployment Proof

Regulator-Validated. Live In Government Home Care.

Innovative Concepts in Built Forms

Care Credits — Verifiable Home Care Wallet

Instant settlement and verifiable credentials for care workers, recipients and providers — live in government home care with a full regulatory audit trail.

Care Credits — Verifiable Home Care Wallet

Instant settlement and verifiable credentials for care workers, recipients and providers — live in government home care with a full regulatory audit trail.

Care Credits — Verifiable Home Care Wallet

Instant settlement and verifiable credentials for care workers, recipients and providers — live in government home care with a full regulatory audit trail.

Institutional Stablecoin & Card Settlement

Regulated card and stablecoin settlement with instant finality and zero gas, cleared on a permissioned, quantum-secure trust layer.

Institutional Stablecoin & Card Settlement

Regulated card and stablecoin settlement with instant finality and zero gas, cleared on a permissioned, quantum-secure trust layer.

Tokenised Assets & AI-Agent Identity

Post-quantum RWA tokenisation and cryptographic AI-agent identity — every transaction verifiable on Armature from block zero.

Tokenised Assets & AI-Agent Identity

Post-quantum RWA tokenisation and cryptographic AI-agent identity — every transaction verifiable on Armature from block zero.

04

How It Works

Institutional Stablecoin & Regulated Card Settlement

01
Deploy

The licensed institution deploys a KXCO Vault. KXCO provides the software; the institution operates it — B2B2C, with no third-party custodian in the middle.

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02
Issue
03
Spend
04
Settle
01
Deploy

The licensed institution deploys a KXCO Vault. KXCO provides the software; the institution operates it — B2B2C, with no third-party custodian in the middle.

Service Image
02
Issue
03
Spend
04
Settle
01
Deploy

The licensed institution deploys a KXCO Vault. KXCO provides the software; the institution operates it — B2B2C, with no third-party custodian in the middle.

Service Image
02
Issue
03
Spend
04
Settle
Project Featured Image

ARMATURE

ARMATURE

ARMATURE

TRUST LAYER

TRUST LAYER

TRUST LAYER

Post-quantum since block zero — a clean, verifiable record on a purpose-built trust layer, not a migration story told after the fact. An incumbent that switches PQC on tomorrow still begins with zero attestation history behind it.

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a large circular building with a staircase leading up to it
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05

The Trust Layer

Armature is a live, permissioned trust layer where post-quantum cryptography is the architecture itself, not a bolt-on — and every transaction is cryptographically verifiable. Regulated custody runs through BVNK; KXCO holds no assets and takes no deposits.

Instant Finality. Zero Gas. Quantum-Secure.

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~2s Deterministic Finality

Instant settlement with no reorgs, and zero gas — no fees, no front-running, no MEV. RTGS-equivalent on every card transaction.

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~2s Deterministic Finality

Instant settlement with no reorgs, and zero gas — no fees, no front-running, no MEV. RTGS-equivalent on every card transaction.

Process Image

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~2s Deterministic Finality

Instant settlement with no reorgs, and zero gas — no fees, no front-running, no MEV. RTGS-equivalent on every card transaction.

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/02

PQC-Native From Genesis

Every block ML-DSA-65 (FIPS 204) attested from block zero, with ML-KEM-768 (FIPS 203) key encapsulation and SLH-DSA (FIPS 205) available.

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/02

PQC-Native From Genesis

Every block ML-DSA-65 (FIPS 204) attested from block zero, with ML-KEM-768 (FIPS 203) key encapsulation and SLH-DSA (FIPS 205) available.

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/03

Independently Verifiable

Every transaction is verifiable at chain.kxco.ai, so trust does not depend on KXCO. Permissioned QBFT proof-of-authority; every validator known.

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/03

Independently Verifiable

Every transaction is verifiable at chain.kxco.ai, so trust does not depend on KXCO. Permissioned QBFT proof-of-authority; every validator known.

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06

Contact

Schedule an institutional discussion

A focused technical and compliance evaluation against your own use case — stablecoin issuance, RWA tokenisation, or AI-agent identity, with live ML-DSA-65 execution on Armature L1. Detailed materials are shared with invited parties under NDA.

Secure your position

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07

Faq's

Questions? We have the answers

Curious? We have all the answers

Does KXCO hold customer assets?

What makes this quantum-secure?

Is Care Credits actually live?

How does settlement work?

What happens after I request a briefing?